Indigo Expat Homepage > Personal liability for expat
Subscribe to Indigo Expat : personal liability and accidental death insurance for Expats
Download the following supporting documents:
- Table of Benefits, rates and application form 
All available plans are detailed as well as premiums. The application form can be sent by email or fax.
- Frequently Asked Questions (in French).
- sample of notice (general conditions / in French) »
Note: if you need advice or you would like to receive a personalized quote, please contact one of our Consultants through the website or call us at +33 (0)1 53 16 42 61.
Indigo Expat Personal Liability & AD: this is innovation!
This plan has been designed especially to respond to expatriates’ needs and organized with a World leader for special risks: Tokio Marine.
The basic plan is composed by Personal Liability, besides the member can choose between 3 possibilities in case of accidental death and personal total disability : 10 000 Euro, 37 500 Euro or 75 000 Euro.
An option is also available for those who want to protect themselves better: ADVANCED.
Why should you subscribe this cover ?
Personal liability: when you were in your home country, you were probably covered for personal liability through your home insurance (habitation). When you leave your home country, your home insurance will be probably cancelled. However you will forget that it also includes the coverage for personal liability and this coverage will be cancelled too.
Sometimes there is no impact because insurances are similar in your country of expatriation as in your home country. Nevertheless, there are many countries where such coverage does not exist or is very limited (you can contact your Consulate or Embassy to obtain further information on the matter).
Accidental death: when you were working in your home country, you were certainly covered (through the social security) for death and disability following accident or illness. This was also probably the case for your spouse, before you decide to become expats. What will be the situation in your country of expatriation? Sometimes, one or both will not be covered which is very risky in case of a claim. To avoid part of this risk, we propose you three levels of coverage for you and your spouse.
Note: if you need advice or you would like to receive a personalized quote, please contact one of our Consultants through the website or call us at +33 (0)1 53 16 42 61.