Indigo Expat Homepage > Overseas Social Security >
What was your social security before leaving your home country? (vs International Healthcare insurance)
In most cases, you were previously covered in your home country (France, Belgium, Luxembourg, Monaco, the Netherlands, Switzerland) for:
- health (medical, maternity),
- life and disability (related and/or non related to your professional activity),
- pension,
- unemployment,
and there are also sometimes some specific benefits for families or for certain populations (handicapped, elderly, people with chronic diseases or with financial difficulties…).
For a better understanding, we have created a supporting documentation which can help you to identify the role of certain Companies and social securities: equivalence
Social security is not only medical insurance
As you can see, you were previously covered for much more than medical and therefore social security is not only limited to that risk.
Please take time to consider the above and to define:
- exactly your needs and expectations (considering local compulsory covers, regulation in your country of expatriation…)
- what will happen if you become for example totally disabled and you have to return to your home country (will exclusion or waiting periods apply?...)
Your Embassy or Consulate can support you identifying the risks, understanding local regulation and define your needs in term of insurances. The following websites will be also helpful:
- WHO
- MFA France / MFA Belgium / MFA Netherlands / Monaco / DFAE (Switzerland)
- CLEISS (for French expatriates)
- Caisse des Français de l’Etranger (for French and EU citizens who become expat)
- DOZ / OSSOM (for Belgian expatriates)
